Posts Tagged ‘insurance’

Buying Insurance Is About More Than Cost

When it comes to buying insurance it is easy to get focused on just the cost. That can be a big mistake because buying insurance is about more than cost. Read the rest of this entry »

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Shop Around to Find Quality Insurance for Less

Do you find your business’s insurance cost getting more expensive each year with no better coverage and perhaps less? Beware of complacency. Read the rest of this entry »

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Part-Time CFO and Financial Vision

It is very common that resources of a small company are stretched. As a result, things like good financial information get overlooked. Too often this neglect leads to unnecessary pain. But there is a solution that is effective and affordable. The underlying issue is one of having the Read the rest of this entry »

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Fixed or Changing?

You probably have heard the line from Gertrude Stein, “A rose is a rose is a rose” which we take to mean “things are what they are.” For example, when traveling from destination A to destination B, A will remain A and B will remain B. How we travel from A to B may change, but we are still trying to get from A to B.

What Does This Have to Do With Business?

In business it is important to know what is fixed, what changes, and what seldom changes. An unchanging aspect for business would be something like Read the rest of this entry »

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Healthcare Law Impact

As you certainly know by now, the results of the November 2012 election made it a certainly that the Affordable Care Act (Obamacare) will be implemented over the next couple of years. Just what does that mean to you?

A Nightmare

This law will have major effects on nearly all businesses, particularly those with over 50 employees. The requirement for employers with over 50 employees to provide health care or pay a fine creates a dilemma for many. Some will decide that the increases in premiums that are expected present Read the rest of this entry »

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Is That Really the Truth?

We live in a time when we are inundated with news, facts, figures, claims, statistics, and other information. This growth in available information is accelerating as the methods of spreading it are added. We now have word of mouth, mail, email, websites, Google and other search engines, Linked In, Twitter, Pinterest, Google+, and the list continues to grow. In fact the available ways to send and receive information can be overwhelming.

But There’s a Problem

With all the information with which we are bombarded, how can we tell what is true, and even if true is it valuable? First, what is truth? I once heard a definition that I think is helpful. Truth is anything (symbol, word, etc.) that corresponds to reality. So, for example, the word light corresponds to the reality we know at light, and likewise the word two or the symbol 2 correspond to a particular value we know.

The Problem is Truth Claims

Each day we hear numerous statements, some of which Read the rest of this entry »

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Shopping Insurance

Do your business insurance rates go up every year? If you don’t know, then take a look at what you were paying the past 2 or 3 years and what kind of coverage you received. Here I am speaking primarily of business casualty insurance, but the same concept applies to group health, life, and short and long-term disability insurance.

Renewal Is So Routine

If you are like many companies, you have used the same agency for many years to obtain auto insurance, workers compensation, general liability, property, and product liability insurance. Of course, many businesses do not need product liability insurance, but it falls in the same general category of business insurance. If it is true that you have used the same agency for years, you may have fallen into the routine of Read the rest of this entry »

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